Raiffeisenbank clients can exchange Maestro^® debit cards for a higher-category MasterCard^® Unembossed until March 31, 2012. Clients opting for the new card will enjoy a one-year holiday from fees.

Raiffeisenbank’s MasterCard^® Unembossed is among the few standard debit cards in the market that incorporate the latest innovations in card technology. MasterCard^® Unembossed uses MasterCard^® PayPass™ «contactless» payment method. In addition, the card is chipped and supports the MasterCard^® SecureCode™ system (3D-Secure protocol), which reduces the risk of unauthorized use for Internet purchases.

To exchange the Maestro debit card for MasterCard^® Unembossed debit card, please visit any Raiffeisenbank branch in Russia.

ZAO Raiffeisenbank is a subsidiary of Raiffeisen Bank International AG. Raiffeisenbank ranks 10^th among the Russian banks in terms of assets, based on 2011 results (Interfax-CEA). According to the same Interfax-CEA data, ZAO Raiffeisenbank ranked 5^th in terms of private deposits and 8^th with regard to consumer lending.

Raiffeisen Bank International AG (RBI) regards both Austria, where it is a leading corporate and investment bank, and Central and Eastern Europe (CEE) as its home market. In CEE, RBI operates an extensive network of subsidiary banks, leasing companies and a range of other specialised financial service providers in 17 markets. RBI is the only Austrian bank with a presence in both the world’s financial centres and in Asia, the group’s further geographical area of focus. Around 60,000 employees service about 13.7 million customers through around 2,900 business outlets, the great majority of which are located in CEE. Raiffeisen Bank International is a fully-consolidated subsidiary of Raiffeisen Zentralbank Oesterreich AG (RZB). RZB indirectly owns around 78.5 per cent of the common stock, the remainder is in free float. RBI’s shares are listed on the Vienna Stock Exchange. RZB is the central institution of the Austrian Raiffeisen Banking Group, the country’s largest banking group, and serves as the group head office of the entire RZB Group, including RBI.