Acquiring

Acquiring is the organisation of payment for goods and services using payment cards.

For corporate clients, ZAO Raiffeisenbank provides card acquiring services for the following international payment systems:

• Visa International
• MasterCard Worldwide
• Diners Club International
• American Express

Working with ZAO Raiffeisenbank on international payment system card acquiring services means:

• Payment convenience for your clients
• A high level of service
• The state-of-the-art equipment
• The opportunity to participate in the Bank’s discount programme
• An individual approach for each client

ZAO Raiffeisenbank offers a variety of technology solutions for payment card services:

• Use of POS terminals with various types of connections (telephone line, IP channel, or GPRS channel)
• Integration of the Bank's equipment with the client's cash register equipment
• Use of imprinters

When you use the acquiring services, you:

• Are not limited to clients with cash on hand. Card holders always have the option to make an impulse purchase
• Allow the clients to choose the most convenient payment method for them
• Give clients the opportunity to acquire the products they are interested in, regardless of the currency used in their payment card account
• Shorten customer service time, not losing time on recounting and sorting cash and giving clients change
• Solve the problem of the safety and integrity of trade receipts
• Avoid cashier mistakes associated with cash payments

When you offer your clients the opportunity to pay by card, you create the most advantageous conditions possible allowing for you to:

• Raise your service levels to international standards
• Increase your company’s business by attracting new clients who are cardholders
• Minimise the risk of being paid in forged notes
• Receive profitable and flexible service conditions and recoup funds in a very short time

ZAO Raiffeisenbank can offer you the highest-quality acquiring service due to:

• Its own processing centre, which gives it the ability to make payments quickly and bring to life new technical solutions
• The Bank’s use of the latest technological and programming developments
• The organisation of backup communication channels
• Its work with high-class specialists, who can provide you with qualified advice when you are training your personnel in the procedures for card payments
• The ability to offer regular transaction reports, which allows you to control your company's operations
• Round-the-clock customer service, which can answer all your questions at any time
• The modern equipment that will be provided to you, which will allow you to accept Visa, Visa Electron, MasterCard, Maestro, Diners Club International, and American Express cards.

Your clients’ motivations for using cards as their first method of payment:

• Cards provide the ability to avoid the receipt, transportation, and security issues of carrying cash
• Clients are not limited to making purchases with the cash they have on hand and spend larger sums
• When paying for goods and services with a card, its holder is free from paying the commission fees connected with cash withdrawal
• When paying with a card, the cardholders participate in various marketing programmes, receiving a variety of prizes from the payment systems or issuing banks; some kinds of cards have a points system built in

When you work with ZAO Raiffeisenbank, you can always count on quality service and reliable support for your business.

How to use the service:

Please email any questions regarding acquiring agreements to cash_management_sales@raiffeisen.ru. To learn about conditions for accepting cards over the internet, please go to E-commerce.

Discount Programme

Raiffeisenbank presents the privilege program «Discounts for You», which allows the bank’s cardholders to take advantages of discounts and special offers from its partner companies. The discounts are valid for goods and services paid for with ZAO Raiffeisenbank cards. If your company is interested in working with ZAO Raiffeisenbank and wishes to become one of the bank’s partners under the privilege program «Discounts for You», please email the information to partners@raiffeisen.ru.