Mortgages

Want to buy a new apartment or house, or expand your living space? With Raiffeisenbank it’s easier than ever! Choose the most suitable mortgage product from our range, provide a simplified set of documents and get a mortgage quickly at an attractive rate.

Raiffeisenbank offers a variety of mortgage loan programs to help you purchase:

  • An apartment under construction or on secondary market
  • Townhouse
  • A cottage on secondary market
  • Nonstandard property using your own apartment as a pledge

It’s possible to get а mortgage loan with the pledge of the purchased property or your privately owned apartment.

Benefits of mortgages in Raiffeisenbank

  • Special interest rates in rubles
  • Downpayment from 15%1 of the pledge value
  • No issuance fee, no fee for loan approval
  • Life and title insurance is optional
  • No additional guarantees from third parties
  • Early repayment from the first day without commission
  • The aggregated income of you and your official or civil2 spouse can be considered
  • Management of the mortgage loan online through the R-Connect3 system
  • We make an approval decision in 2-5 business days

1 15% downpayment is available in case of purchase of apartment located in following cities: Moscow and Moscow region, St.Petersburg and Leningradskaya region, Novosibirsk, Ekaterinburg, Krasnodar, Samara, Nizhniy Novgorod, Chelyabinsk, Voronezh, Omsk, Kazan.

2 Should not be in official marriage with third parties.

3 Raiffeisen Connect Internet Banking System.

Loan approval decision is based on all information provided by a client and in accordance with the requirements for borrowers.

For further information, please contact a bank branch.

More information on investment funds is available in Russian.
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