Raiffeisenbank offers new service «Easy overdraft» to new-to-bank individual entrepreneurs and legal entities.
In order to access the overdraft, a credit limit to replenish current assets, the customer opens a settlement account with Raiffeisenbank and gives the consent for an overdraft limit in the application. Neither additional documents, nor a guarantee or a pledge are required in this case. The overdraft is automatically enabled after three months of the customer’s business with the bank, without any visits to a branch.
«Today, customers choose the banks which pay special attention to the simplicity of the product and the speed of service while developing their offering,» says Roman Zilber, head of small business and premium clients department at Raiffeisenbank. «Expanding the possibilities of our services, we rely primarily on those options that help our cli6ents to effectively manage the business as well as save time.»
«Easy overdraft» is available in every Russian region with a Raiffeisen office.
AO Raiffeisenbank is a subsidiary of Raiffeisen Bank International AG. Raiffeisenbank ranks 14th among the Russian banks in terms of assets, based on 2016 results (Interfax-CEA). According to the same Interfax-CEA data, AO Raiffeisenbank ranked 10th in terms of liabilities of individuals and 7th with regard to consumer lending.
Raiffeisen Bank International AG (RBI) regards both Austria, where it is a leading corporate and investment bank, as well as Central and Eastern Europe (CEE) as its home market. In CEE, RBI operates an extensive network of subsidiary banks, leasing companies and a range of other specialised financial service providers in 14 markets. In total, around 51,000 employees service 14.2 million customers through around 2,600 business outlets, the great majority of which are located in CEE. Raiffeisen Bank International is a fully-consolidated subsidiary of Raiffeisen Zentralbank Oesterreich AG (RZB). RZB indirectly owns around 60.7 per cent of the shares, the remainder is in free float. RBI’s shares are listed on the Vienna Stock Exchange. RZB is the central institution of the Austrian Raiffeisen Banking Group, the country’s largest banking group, and serves as the group head office of the entire RZB Group, including RBI.