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12.01.12

Raiffeisenbank of Russia improves conditions for the car purchase

From the earliest days of the new year of 2012 ZAO Raiffeisenbank offers buyers of new and used foreign cars more convenient conditions for the purchase of CASCO insurance on credit.

Now the cost of the CASCO insurance policy for the first year can be included in the loan amount without increasing the minimum down payment, which currently stands at 15% of the value of the car purchase, and without any additional changes to the selected program of lending. Such possibility used to be provided in the past as well, but the amount of the minimum down payment when buying CASCO on credit increased by the amount of the insurance cost.

Raiffeisenbank offers loans for more than 500 models of cars of foreign and domestic production. You can apply both in the branches of the bank, and in car sales showrooms; the application processing period is minimal, just 1 business day. The decision of the bank over a car loan is valid for 4 months, which allows the customer to choose the car and the dealer after the credit application has been accepted.


ZAO Raiffeisenbank is a subsidiary of Raiffeisen Bank International AG. Raiffeisenbank ranks 10th among the Russian banks in terms of assets, based on Q3 2011 results (Interfax-CEA). According to the same Interfax-CEA data, ZAO Raiffeisenbank ranked 5th in terms of private deposits and 6th with regard to consumer lending.

Raiffeisen Bank International AG (RBI) regards both Austria, where it is a leading corporate and investment bank, and Central and Eastern Europe (CEE) as its home market. In CEE, RBI operates an extensive network of subsidiary banks, leasing companies and a range of other specialised financial service providers in 17 markets. RBI is the only Austrian bank with a presence in both the world’s financial centres and in Asia, the group’s further geographical area of focus. Around 60,000 employees service about 13.7 million customers through around 2,900 business outlets, the great majority of which are located in CEE. Raiffeisen Bank International is a fully-consolidated subsidiary of Raiffeisen Zentralbank Oesterreich AG (RZB). RZB indirectly owns around 78.5 per cent of the common stock, the remainder is in free float. RBI’s shares are listed on the Vienna Stock Exchange. RZB is the central institution of the Austrian Raiffeisen Banking Group, the country’s largest banking group, and serves as the group head office of the entire RZB Group, including RBI.

 

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