Raiffeisenbank offers customers the opportunity to open a credit card with a single ID — a Russian domestic passport.
The offer covers all credit cards available from the Bank. It can be either a Cash Card or a Shopping Plus card, or co-branded card products offered through Raiffeisenbank. Credit cards issued under this program have credit limit between RUB 15,000 and RUB 150,000. The Bank’s standard fees and application process apply to cards issued with one form of ID.
«We have tried to make the Raiffeisenbank credit card issuing process very easy and convenient for our customers: in most cities where our Bank has a presence, it is enough to call an information center and ask for a credit and loan specialist, who would provide a free consultation and help to fill out the application. The only things you need now to get a Raiffeisenbank credit card is a Russian citizen’s domestic passport and the desire to have a Raiffeisenbank credit card,» said the head of Raiffeisenbank’s Retail Products and Customer Relations Development Alexei Kapustin.
The card is valid for three years, after which it is re-issued automatically.
ZAO Raiffeisenbank is a subsidiary of Raiffeisen Bank International AG. Raiffeisenbank ranks 9th among the Russian banks in terms of assets, based on H1 2012 results (Interfax-CEA). According to the same Interfax-CEA data, ZAO Raiffeisenbank ranked 5th in terms of liabilities of individuals and 10th with regard to consumer lending.
Raiffeisen Bank International AG (RBI) regards both Austria, where it is a leading corporate and investment bank, and Central and Eastern Europe (CEE) as its home market. In CEE, RBI operates an extensive network of subsidiary banks, leasing companies and a range of other specialised financial service providers in 17 markets. RBI is the only Austrian bank with a presence in both the world’s financial centres and in Asia, the group’s further geographical area of focus. In total, around 61,300 employees service about 14.6 million customers through around 3,100 business outlets, the great majority of which are located in CEE (these figures include Polbank). Raiffeisen Bank International is a fully-consolidated subsidiary of Raiffeisen Zentralbank Oesterreich AG (RZB). RZB indirectly owns around 78.5 per cent of the common stock, the remainder is in free float. RBI’s shares are listed on the Vienna Stock Exchange. RZB is the central institution of the Austrian Raiffeisen Banking Group, the country’s largest banking group, and serves as the group head office of the entire RZB Group, including RBI.