Raiffeisenbank is offering its customers a new integrated product — the Optimal service package, under which the customers can obtain three debit cards and take advantage of reduced card service fees, including fees for withdrawing cash from the ATMs of other banks.
The customer can obtain all three categories of classic debit card: MasterCard Standard / MasterCard Unembossed with contactless payment technology, MasterCard PayPass or Visa Classic.
No fees are applicable to the Optimal service package for customers who spend more than RUR 12,000 a month on their card. Customers who apply for the Optimal service package before October 31 will not be charged a service fee until the end of 2012, and will have the opportunity to apply for a classic credit card with favourable terms up to December 31, 2012.
Customers can apply for the Optimal service package in any Raiffeisenbank branch in Russia.
ZAO Raiffeisenbank is a subsidiary of Raiffeisen Bank International AG. Raiffeisenbank ranks 9th among the Russian banks in terms of assets, based on H1 2012 results (Interfax-CEA). According to the same Interfax-CEA data, ZAO Raiffeisenbank ranked 5th in terms of liabilities of individuals and 10th with regard to consumer lending.
Raiffeisen Bank International AG (RBI) regards both Austria, where it is a leading corporate and investment bank, and Central and Eastern Europe (CEE) as its home market. In CEE, RBI operates an extensive network of subsidiary banks, leasing companies and a range of other specialised financial service providers in 17 markets. RBI is the only Austrian bank with a presence in both the world’s financial centres and in Asia, the group’s further geographical area of focus. In total, around 61,300 employees service about 14.6 million customers through around 3,100 business outlets, the great majority of which are located in CEE (these figures include Polbank). Raiffeisen Bank International is a fully-consolidated subsidiary of Raiffeisen Zentralbank Oesterreich AG (RZB). RZB indirectly owns around 78.5 per cent of the common stock, the remainder is in free float. RBI’s shares are listed on the Vienna Stock Exchange. RZB is the central institution of the Austrian Raiffeisen Banking Group, the country’s largest banking group, and serves as the group head office of the entire RZB Group, including RBI.