In Krasnodar a joint event took place between the Kubansky branch of Raiffeisenbank and the national league of mortgage brokers «ProstoIpoteka». The aim of the meeting was to discuss the partner programs of Raiffeisenbank and the network of certified mortgage brokers within the league. 30 mortgage brokers came to the event from various towns of the Krasnodarsky region.
The presentation about the mortgage credit programs at Raiffeisenbank was led by Tatyana Nachinova, the deputy manager of the service department for private individuals «Kubansky», and Elizaveta Verigina, the director of the mortgage credit group «Kubansky» of the ZAO Raiffeisenbank. Anna Belik, the director of the regional partner ProstoIpoteka Ltd in the Krasnodarsky region, described the new format of cooperation between the league of brokers and the bank.
Following the results of the event Tatyana Nachinova noted that «the partnership of Raiffeisenbank with the league of certified brokers ProstoIpoteka is long-term and mutually beneficial. The meeting demonstrated that mortgage-lending programs at Kuban are in demand for the purchase of flats under construction, plots of land, and for the construction of new houses. Also Raiffeisenbank took the suggestion of the brokers into consideration that it is necessary to widen the regional presence of the league and the bank services in the eastern part of the Krasnodarsky region; in the towns which have not been covered by large banks: in Kropotkin, Belorechenska, Armavir, Goryachy kluch, Kurganinsk.»
The joint meeting had the air of a dialogue between brokers and representatives of Raiffeisenbank. At the end of the presentation section there was a discussion on the subject «The quality and value of the services of a mortgage broker»The national league «ProstoIpoteka» is an independent project which since 2006 has united mortgage brokers and credit organizations in Russia into one system. As part of the mortgage lending program, which has been suggested by the league of mortgage brokers and its partner Raiffeisenbank, there will be special preferences for clients, such as a reduction in the rate of percentage of all the mortgage programs of the bank, a reduction in the commission on loan accounts and the ability to obtain credit at the best rates, working together with professional assistants-brokers.
The Kubansky branch of the ZAO Raiffeisenbank opened on the 22nd Of June 2006 in Krasnodar, became the first representative of Raiffeisenbank in the Southern Federal district, and later took charge of the regional center «Yujny», thereby combining the offices of the bank in Krasnodar, Apana, Rostov-na-Don, Taganrog, Stavropol, Essentuki and Volgograd.
ZAO Raiffeisenbank is a subsidiary of Raiffeisen International Bank-Holding AG. Raiffeisenbank is the largest foreign-owned bank in Russia, ranking 7th in terms of assets among top Russian banks based on 1H 2008 results (Interfax-CEA). According to Interfax-CEA, ZAO Raiffeisenbank ranked 5th in Russia in terms of private deposits and 6th in consumer lending in Russia based on 1H 2008 results.
Raiffeisen International operates one of the largest banking networks in CEE. 17 markets of Europe’s growth region are covered by subsidiary banks, finance leasing companies and a number of other financial service providers. Over 14 million customers are attended to through more than 3,000 business outlets. Raiffeisen International is a fully consolidated subsidiary of Raiffeisen Zentralbank Osterreich AG (RZB), which owns 68.5 per cent of the common stock. The balance is free float, the shares are traded on the Vienna Stock Exchange. RZB is a leading corporate and investment bank in Austria and the central institution of the Austrian Raiffeisen Banking Group, the country’s largest banking group.