Or get 5 stars by any of the following means:
Investment products in rubles are understood to be: deposits, mutual funds, trust management, Investment Life Insurance, "Raiffeisen Life" Interest-bearing Life Insurance, brokerage services (brokerage services executed in any currency, including USD/GBP/CHF/EUR, which are then summed up in rubles at the Central Bank exchange rate on the last business day of the month).
Credit amounts are understood to be home loans and consumer loans (initial amount issued). Only current (non-closed) loans are considered.
Investment products are understood to be: trust management, "Raiffeisen Life" Interest-bearing Life Insurance. Balances in the indicated currencies are summed up without conversion into ruble equivalents.
1 star for each amount spent equaling 50,000 RUB per month on all customer cards. Spending in foreign currency will be recorded in rubles upon conversion at the Central Bank rate on the last business day of the month.
If you score less than 5 points the monthly servicing fee is 5 000 RUB per month.