Get free service when one of the conditions is met

• 2 500 000 ₽ on ruble accounts and in investment products at the end of the month
• Or 250 000 ₽ card spending per month, including additional and credit
• Or 500 000 ₽ salary transfer (from a legal entity)
• Or score 5 stars using the calculator below:

• 1 star for every salary amount equaling 100 000 ₽ (from a legal entity) each month.
• 1 star for each credit amount issued by Raiffeisenbank equaling 3 000 000 ₽. Credit amounts are understood to be home loans and consumer loans (initial amount issued). Only current (non-closed) loans are considered.
• 1 star for each amount spent equaling 50 000 ₽ per month on all cards.
• 1 star for each amount spent equaling 50 000 ₽ per month on all customer cards. Spending in foreign currency will be recorded in rubles upon conversion at the Central Bank rate on the last business day of the month.
• If you score less than 5 points the monthly servicing fee is 5 000 star per month.